Education
From your first card to a points portfolio
Four short guides that take you from researching one card to running a full multi-card strategy. When you're ready, the tracker watches everything and tells you what to apply for next.
Foundations
How to research a credit card
What to compare (SUB, earn rates, transfer partners, credits, fees). How to spot bad-value offers and where to verify them.
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Strategy
Stacking multiple cards
Pair UR + MR for full category coverage. Sequence apps around Chase 5/24, Amex 2/90, once-per-lifetime, and Cap One 1/6.
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For Business Owners
Using business cards to fund your business
Sole prop is a business. The Ink trifecta, Amex Business Gold/Platinum, Brex, 0% APR runway plays, and keeping liability separate.
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Maintenance
Protect (and grow) your points stash
Diversify across transfer currencies, keep cards open, ride out devaluations, and time your transfers right.
Read guide →
When you're ready
Track your cards and let us recommend the next ones
Add every card you hold. We watch Chase 5/24, Amex once-per-lifetime, and your points balances, then tell you what you qualify for next — with reasoning for each.